الآيات القرآنية المختارة:

 الايات القرانية في طاعة الله سبحانه وطاعة رسوله صلى الله عليه وسلم {بِسْمِ اللَّهِ الرَّحْمَنِ الرَّحِيمِ الْحَمْدُ للَّهِ رَبّ الْعَالَمِينَ الرحمن الرَّحِيمِ مَالِكِ يَوْمِ الدّينِ إِيَّاكَ نَعْبُدُ وَإِيَّاكَ نَسْتَعِينُ اهْدِنَا الصّرَاطَ الْمُسْتَقِيمَ صِرَاطَ الَّذِينَ أَنْعَمْتَ عَلَيْهِمْ غَيْرِ الْمَغْضُوبِ عَلَيْهِمْ وَلاَ الضَّآلّينَ} . قال الله تعالى: {إِنَّ اللَّهَ رَبّى وَرَبُّكُمْ فَاعْبُدُوهُ هَذَا صِراطٌ مُّسْتَقِيمٌ} (آل عمران: 51) . وقال الله تعالى: {قُلْ إِنَّنِى هَدَانِى رَبّى إِلَى صِراطٍ مُّسْتَقِيمٍ دِينًا قِيَمًا مّلَّةَ إِبْرَاهِيمَ حَنِيفًا وَمَا كَانَ مِنَ الْمُشْرِكِينَ قُلْ إِنَّ صَلاَتِى وَنُسُكِى وَمَحْيَاىَ وَمَمَاتِى للَّهِ رَبّ الْعَالَمِينَ لاَ شَرِيكَ لَهُ وَبِذالِكَ أُمِرْتُ وَأَنَاْ أَوَّلُ الْمُسْلِمِينَ} (الأنعام: 161 - 163) . وقال تعالى: {قُلْ ياأَيُّهَا النَّاسُ إِنّى رَسُولُ اللَّهِ إِلَيْكُمْ جَمِيعًا الَّذِى لَهُ مُلْكُ السَّمَاواتِ وَالاْرْضِ لآ اله إِلاَّ هُوَ يُحْىِ وَيُمِيتُ فَئَامِنُواْ بِاللَّهِ وَرَسُولِهِ النَّبِىّ الأمّىّ الَّذِى يُؤْمِنُ بِاللَّهِ وَكَلِمَاتِهِ وَاتَّبِعُوهُ لَعَلَّكُمْ تَهْتَدُونَ} «ـ (الأعراف: 158) . وقال تعالى: {وَمَآ أَرْسَلْنَا مِن رَّسُولٍ إلاَّ لِيُطَاعَ بِإِذْنِ اللَّهِ وَلَوْ أَنَّهُمْ إِذ ظَّلَمُواْ أَنفُسَهُمْ جَآءوكَ فَاسْتَغْفَرُواْ اللَّهَ وَاسْتَغْفَرَ لَهُمُ الرَّسُولُ لَوَجَدُواْ اللَّهَ تَوَّاباً رَّحِيماً} (النساء: 64) . وقال: {يأَيُّهَا الَّذِينَ ءامَنُواْ أَطِيعُواْ اللَّهَ وَرَسُولَهُ وَلاَ تَوَلَّوْاْ عَنْهُ وَأَنتُمْ تَسْمَعُونَ} (الأنفال: 20) . وقال: {وَأَطِيعُواْ اللَّهَ وَالرَّسُولَ لَعَلَّكُمْ تُرْحَمُونَ} (آل عمران: 132) . وقال: {وَأَطِيعُواْ اللَّهَ وَرَسُولَهُ وَلاَ تَنَازَعُواْ فَتَفْشَلُواْ وَتَذْهَبَ رِيحُكُمْ وَاصْبِرُواْ إِنَّ اللَّهَ مَعَ الصَّابِرِينَ} (الأنفال: 46) . وقال: {يَأَيُّهَا الَّذِينَ ءامَنُواْ أَطِيعُواْ اللَّهَ وَأَطِيعُواْ الرَّسُولَ وَأُوْلِى الأَمْرِ مِنْكُمْ فَإِن تَنَازَعْتُمْ فِى شَىْء فَرُدُّوهُ إِلَى اللَّهِ وَالرَّسُولِ إِن كُنتُمْ تُؤْمِنُونَ بِاللَّهِ وَالْيَوْمِ الْآَخِرِ ذلِكَ خَيْرٌ وَأَحْسَنُ تَأْوِيلاً} ( النساء: 59) . وقال تعالى: {إِنَّمَا كَانَ قَوْلَ الْمُؤْمِنِينَ إِذَا دُعُواْ إِلَى اللَّهِ وَرَسُولِهِ لِيَحْكُمَ بَيْنَهُمْ أَن يَقُولُواْ سَمِعْنَا وَأَطَعْنَا وَأُوْلَئِكَ هُمُ الْمُفْلِحُونَ وَمَن يُطِعِ اللَّهَ وَرَسُولَهُ وَيَخْشَ اللَّهَ وَيَتَّقْهِ فَأُوْلَئِكَ هُمُ الْفَآئِزُون} (النور: 51، 52) . وقال تعالى: {قُلْ أَطِيعُواْ اللَّهَ وَأَطِيعُواْ الرَّسُولَ فَإِن تَوَلَّوْاْ فَإِنَّمَا عَلَيْهِ مَا حُمّلَ وَعَلَيْكُمْ مَّا حُمّلْتُمْ وَإِن تُطِيعُوهُ تَهْتَدُواْ وَمَا عَلَى الرَّسُولِ إِلاَّ الْبَلَاغُ الْمُبِينُ وَعَدَ اللَّهُ الَّذِينَ ءامَنُواْ مِنْكُمْ وَعَمِلُواْ الصَّالِحَاتِ لَيَسْتَخْلِفَنَّهُمْ فِى الْأَرْضِ كَمَا اسْتَخْلَفَ الَّذِينَ مِن قَبْلِهِمْ وَلَيُمَكّنَنَّ لَهُمْ دِينَهُمُ الَّذِى ارْتَضَى لَهُمْ وَلَيُبَدّلَنَّهُمْ مّن بَعْدِ خَوْفِهِمْ أَمْناً يَعْبُدُونَنِى لاَ يُشْرِكُونَ بِى شَيْئاً وَمَن كَفَرَ بَعْدَ ذالِكَ فَأُوْلَئِكَ هُمُ الْفَاسِقُونَ وَأَقِيمُواْ الصلاةَ وَآتُواْ الزكاةَ وَأَطِيعُواْ الرَّسُولَ لَعَلَّكُمْ تُرْحَمُونَ لاَ تَحْسَبَنَّ الَّذِينَ كَفَرُواْ مُعْجِزِينَ فِى الْأَرْضِ وَمَأْوَاهُمُ النَّارُ وَلَبِئْسَ الْمَصِيرُ ياأَيُّهَا الَّذِينَ ءامَنُواْ لِيَسْتَأْذِنكُمُ الَّذِينَ مَلَكَتْ أَيْمَانُكُمْ وَالَّذِينَ لَمْ يَبْلُغُواْ الْحُلُمَ مِنكُمْ ثَلاَثَ مَرَّاتٍ مّن قَبْلِ صلاةِ الْفَجْرِ وَحِينَ تَضَعُونَ ثِيَابَكُمْ مّنَ الظَّهِيرَةِ وَمِن بَعْدِ صلاةِ الْعِشَآء ثَلاَثُ عَوْرَاتٍ لَّكُمْ لَيْسَ عَلَيْكُمْ وَلاَ عَلَيْهِمْ جُنَاحٌ بَعْدَهُنَّ طَوفُونَ عَلَيْكُمْ بَعْضُكُمْ عَلَى بَعْضٍ كَذَلِكَ يُبَيّنُ اللَّهُ لَكُمُ الْآَيَاتِ وَاللَّهُ عَلِيمٌ حَكِيمٌ وَإِذَا بَلَغَ الاْطْفَالُ مِنكُمُ الْحُلُمَ فَلْيَسْتَأْذِنُواْ كَمَا اسْتَأْذَنَ الَّذِينَ مِن قَبْلِهِمْ كَذالِكَ يُبَيّنُ اللَّهُ لَكُمْ ءايَاتِهِ وَاللَّهُ عَلِيمٌ حَكِيمٌ وَالْقَوَاعِدُ مِنَ النّسَآء الَّلَاتِى لاَ يَرْجُونَ نِكَاحاً فَلَيْسَ عَلَيْهِنَّ جُنَاحٌ أَن يَضَعْنَ ثِيَابَهُنَّ غَيْرَ مُتَبَرّجَاتِ بِزِينَةٍ وَأَن يَسْتَعْفِفْنَ خَيْرٌ لَّهُنَّ وَاللَّهُ سَمِيعٌ عِلِيمٌ لَّيْسَ عَلَى الْأَعْمَى حَرَجٌ وَلاَ عَلَى الْأَعْرَجِ حَرَجٌ وَلاَ عَلَى الْمَرِيضِ حَرَجٌ وَلاَ عَلَى أَنفُسِكُمْ أَن تَأْكُلُواْ مِن بُيُوتِكُمْ أَوْ بُيُوتِ ءابَآئِكُمْ أَوْ بُيُوتِ أُمَّهَاتِكُمْ أَوْ بُيُوتِ إِخْوانِكُمْ أَوْ بُيُوتِ أَخَواتِكُمْ أَوْ بُيُوتِ أَعْمَامِكُمْ أَوْ بُيُوتِ عَمَّاتِكُمْ أَوْ بُيُوتِ أَخْوالِكُمْ أَوْ بُيُوتِ خَالَاتِكُمْ أَوْ مَا مَلَكْتُم مَّفَاتِحهُ أَوْ صَدِيقِكُمْ لَيْسَ عَلَيْكُمْ جُنَاحٌ أَن تَأْكُلُواْ جَمِيعاً أَوْ أَشْتَاتاً فَإِذَا دَخَلْتُمْ بُيُوتاً فَسَلّمُواْ عَلَى أَنفُسِكُمْ تَحِيَّةً مّنْ عِندِ اللَّهِ مُبَارَكَةً طَيّبَةً كَذَلِكَ يُبَيّنُ اللَّهُ لَكُمُ الْآَيَاتِ لَعَلَّكُمْ تَعْقِلُونَ إِنَّمَا الْمُؤْمِنُونَ الَّذِينَ ءامَنُواْ بِاللَّهِ وَرَسُولِهِ وَإِذَا كَانُواْ مَعَهُ عَلَى أَمْرٍ جَامِعٍ لَّمْ يَذْهَبُواْ حَتَّى يَسْتَذِنُوهُ إِنَّ الَّذِينَ يَسْتَذِنُونَكَ أُوْلَئِكَ الَّذِينَ يُؤْمِنُونَ بِاللَّهِ وَرَسُولِهِ فَإِذَا اسْتَذَنُوكَ لِبَعْضِ شَأْنِهِمْ فَأْذَن لّمَن شِئْتَ مِنْهُمْ وَاسْتَغْفِرْ لَهُمُ اللَّهَ إِنَّ اللَّهَ غَفُورٌ رَّحِيمٌ لاَّ تَجْعَلُواْ دُعَآء الرَّسُولِ بَيْنَكُمْ كَدُعَآء بَعْضِكُمْ بَعْضاً قَدْ يَعْلَمُ اللَّهُ الَّذِينَ يَتَسَلَّلُونَ مِنكُمْ لِوَاذاً فَلْيَحْذَرِ الَّذِينَ يُخَالِفُونَ عَنْ أَمْرِهِ أَن تُصِيبَهُمْ فِتْنَةٌ أَوْ يُصِيبَهُمْ عَذَابٌ أَلِيمٌ أَلآ إِنَّ للَّهِ مَا فِى السَّمَاواتِ وَالاْرْضِ قَدْ يَعْلَمُ مَآ أَنتُمْ عَلَيْهِ وَيَوْمَ يُرْجَعُونَ إِلَيْهِ فَيُنَبّئُهُمْ بِمَا عَمِلُواْ وَاللَّهُ بِكُلّ شَىْء عَلِيمُ} ( النور: 54 - 70) . وقال: {فِيهِنَّ خَيْراتٌ حِسَانٌ فَبِأَىّ ءالآء رَبّكُمَا تُكَذّبَانِ} (الأحزاب: 70، 71) . وقال: {يأَيُّهَا الَّذِينَ ءامَنُواْ اسْتَجِيبُواْ لِلَّهِ وَلِلرَّسُولِ إِذَا دَعَاكُمْ لِمَا يُحْيِيكُمْ وَاعْلَمُواْ أَنَّ اللَّهَ يَحُولُ بَيْنَ الْمَرْء وَقَلْبِهِ وَأَنَّهُ إِلَيْهِ تُحْشَرُونَ} (الأنفال: 24) . وقال: {قُلْ أَطِيعُواْ اللَّهَ وَالرَّسُولَ فإِن تَوَلَّوْاْ فَإِنَّ اللَّهَ لاَ يُحِبُّ الْكَافِرِينَ} (آل عمران: 32) . وقال تعالى: {مَّنْ يُطِعِ الرَّسُولَ فَقَدْ أَطَاعَ اللَّهَ وَمَن تَوَلَّى فَمَآ أَرْسَلْنَاكَ عَلَيْهِمْ حَفِيظاً} (النساء: 80) . وقال تعالى: {وَمَن يُطِعِ اللَّهَ وَالرَّسُولَ فَأُوْلَئِكَ مَعَ الَّذِينَ أَنْعَمَ اللَّهُ عَلَيْهِم مّنَ النَّبِيّينَ وَالصّدّيقِينَ وَالشُّهَدَآء وَالصَّالِحِينَ وَحَسُنَ أُولَئِكَ رَفِيقاً ذالِكَ الْفَضْلُ مِنَ اللَّهِ وَكَفَى بِاللَّهِ عَلِيماً} (النساء: 69، 70) . وقال تعالى: {تِلْكَ حُدُودُ اللَّهِ وَمَن يُطِعِ اللَّهَ وَرَسُولَهُ يُدْخِلْهُ جَنَّاتٍ تَجْرِى مِن تَحْتِهَا الاْنْهَرُ خَالِدِينَ فِيهَا وَذالِكَ الْفَوْزُ الْعَظِيمُ وَمَن يَعْصِ اللَّهَ وَرَسُولَهُ وَيَتَعَدَّ حُدُودَهُ يُدْخِلْهُ نَاراً خَالِداً فِيهَا وَلَهُ عَذَابٌ مُّهِينٌ} (النساء: 13، 14) . وقال تعالى: {يَسْأَلُونَكَ عَنِ الانفَالِ قُلِ الانفَالُ لِلَّهِ وَالرَّسُولِ فَاتَّقُواْ اللَّهَ وَأَصْلِحُواْ ذَاتَ بِيْنِكُمْ وَأَطِيعُواْ اللَّهَ وَرَسُولَهُ إِن كُنتُم مُّؤْمِنِينَ إِنَّمَا الْمُؤْمِنُونَ الَّذِينَ إِذَا ذُكِرَ اللَّهُ وَجِلَتْ قُلُوبُهُمْ وَإِذَا تُلِيَتْ عَلَيْهِمْ ءايَاتُهُ زَادَتْهُمْ إِيمَاناً وَعَلَى رَبّهِمْ يَتَوَكَّلُونَ الَّذِينَ يُقِيمُونَ الصلاةَ وَمِمَّا رَزَقْنَاهُمْ يُنفِقُونَ أُوْلئِكَ هُمُ الْمُؤْمِنُونَ حَقّاً لَّهُمْ دَرَجَاتٌ عِندَ رَبّهِمْ وَمَغْفِرَةٌ وَرِزْقٌ كَرِيمٌ} (الأنفال: 1 - 4) . وقال تعالى: {وَالْمُؤْمِنُونَ وَالْمُؤْمِنَاتِ بَعْضُهُمْ أَوْلِيَآء بَعْضٍ يَأْمُرُونَ بِالْمَعْرُوفِ وَيَنْهَوْنَ عَنِ الْمُنْكَرِ وَيُقِيمُونَ الصلاةَ وَيُؤْتُونَ الزكاةَ وَيُطِيعُونَ اللَّهَ وَرَسُولَهُ أُوْلَئِكَ سَيَرْحَمُهُمُ اللَّهُ إِنَّ اللَّهَ عَزِيزٌ حَكِيمٌ} (ال

توبة: 71) . وقال تعالى: {قُلْ إِن كُنتُمْ تُحِبُّونَ اللَّهَ فَاتَّبِعُونِى يُحْبِبْكُمُ اللَّهُ وَيَغْفِرْ لَكُمْ ذُنُوبَكُمْ وَاللَّهُ غَفُورٌ رَّحِيمٌ} (آل عمران: 31) . وقال تعالى: {فَبِأَىّ ءالآء رَبّكُمَا تِكَذّبَانِ} (الأحزاب: 21) . وقال تعالى: {مَّآ أَفَآء اللَّهُ عَلَى رَسُولِهِ مِنْ أَهْلِ الْقُرَى فَلِلَّهِ وَلِلرَّسُولِ وَلِذِى الْقُرْبَى وَالْيَتَامَى وَالْمَسَاكِينِ وَابْنِ السَّبِيلِ كَى لاَ يَكُونَ دُولَةً بَيْنَ الاْغْنِيَآء مِنكُمْ وَمَآ ءاتَاكُمُ الرَّسُولُ فَخُذُوهُ وَمَا نَهَاكُمْ عَنْهُ فَانتَهُواْ وَاتَّقُواْ اللَّهَ إِنَّ اللَّهَ شَدِيدُ الْعِقَابِ} (الحشر: 7) .  

Five Tips to Get the Right Printer for You:

( Element  IT )

• ( ELEMENT IT ) :

Purchasing a printer can be overpowering. There are such countless choices accessible from various brands and purchasing guides in abundance. However we still frequently see individuals with printers that aren't the best ones for their necessities. All things considered, we're offering five tips to help you track down the right one for you. #1 Distinguish Your Requirements What are you going to utilize that printer for? Is it for family use? Home office use? Just as a reinforcement for infrequent records you need to print and sign? For printing photos? For printing realistic plans? Your requirements for quality, productivity, speed, and shading or dark also, white prints will impact your decision. Various printers offer particular advantages. You may need one that prints rapidly or one that is reduced. Or on the other hand maybe you need one that holds a great deal of paper. In the event that your need is photos, you may require a printer that can handle numerous sorts and sizes of paper. In the event that you are running your office from home, you might need to put resources into a multi-work printer. These print as well as sweep what's more, duplicate. You may not need a home printer. On the off chance that you're utilizing your printer for photographs, you're in an ideal situation going to a genuine photo printer. It's around multiple times less expensive to get photos expertly printed than to shading print at home. Additionally, you'll get top-quality duplicate without fail. #2 Don't Make due with Modest Indeed, it's normally exceptionally modest to purchase an inkjet printer from the nearby large box store. You may even get a free or drastically diminished cost on a printer with the acquisition of your PC. That is on the grounds that they're getting you to purchase the printer so you'll have to assume the significant expense of ink. You'll moreover need top notch printing paper on the off chance that you need to keep away from the ink drain that can occur on typical office paper. Another issue with inkjet printers? On the off chance that you try not to utilize the shading cartridges for a long while, they can evaporate, which will leave incomplete lines on your prints, or the printer will not work at all until you pay for a new, more costly shading cartridge. #3 Think about Laser Printers On the off chance that you've concluded you do require a home printer, think about a laser printer. Whether you need a printer that works quick or you plan to use it constantly, a laser printer rushes to fire up and print. Furthermore, it offers superior grade results. There is a greater expense forthright, however in the drawn out you could save money on ink. These printers utilize a fine powder that doesn't dry out because of idleness. Shading laser printing is costly, indeed, yet high contrast imprinting on a laser printer can be very modest and viable. #4 Read the Audits The maker details will help you learn: month to month page volume; assessed yearly print costs; printing speed; greatest goal; Wi-Fi usefulness; card peruser and media module capacity; added benefits (for example automation highlights, for example, gathering or stapling). All things considered, customer and online audits can help you get some answers concerning strength and profitability. Peruse both positive and negative audits to get a full feeling of how the printer will suit your necessities. #5 Let Us Help Inkjet, laser, across the board, and photo printers each have their advantages and disadvantages, and there is a great deal to consider. We can assist you with picking the right model, set it up in your home, and help you keep it pressing onward for the long term.

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Money market:::::::::

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

The money market is a part of the economy which gives momentary assets. The money market bargains in momentary credits, for the most part for a time of a year or less. 

As transient protections turned into a product, the money market turned into a part of the monetary market for resources engaged with momentary acquiring, loaning, purchasing and selling with unique developments of one year or less. Exchanging money markets is done ludicrous and is discount. 

There are a few money market instruments in most Western nations, including depository charges, business paper, broker's acknowledgments, stores, authentications of store, bills of trade, repurchase arrangements, government assets, and brief home loan and resource supported securities.[1] The instruments bear contrasting developments, monetary forms, credit chances, and structures.[2] A market can be depicted as a money market in the event that it is made out of profoundly fluid, transient resources. Money market reserves ordinarily put resources into government protections, endorsements of store, business paper of organizations, and other exceptionally fluid, okay protections. The four most significant sorts of money are ware money, fiat money, trustee money (checks, banknotes), and business bank money.[3] Ware money depends on characteristically important wares that go about as a mechanism of trade. Fiat money, then again, gets its worth from an administration request. 

Money markets, which give liquidity to the worldwide monetary framework including for capital markets, are essential for the more extensive arrangement of monetary markets.

WELCOME Investor

My day 

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• 👍👍👍👍👍INVESTED 
  
  

Das ist nicht nur der Name, sondern auch das

 Philosophy des 1982 

gegründeten Familienunternehmens mit Sitz in der Schweiz. 

Dem Ziel und Wunsch unserer Kunden entsprechend, eine 

zuverlässige Wert-und Vermögenssicherung zu erhalten, sind 

wir auf physische Diamanten spezialisiert. Zertifizierte 

Diamanten in bester Qualität bekommen seit mehreren Jahren 

aufgrund Ihrer Finanzkraft immer mehr Aufmerksamkeit und 

sind bei Kapitalanlegern sehr beliebt. 

Ziel und Wunsch unserer Kunden ist es heute vielmehr 

bestehendes Vermögen langfristig gegen Swelling zu schützen, 

als bei großem Risiko das Vermögen zu vervielfachen. Mit 

unseren Diamanten offerieren wir jedem Financial backer eine 

aussichtsreiche, längerfristige Investitionsmöglichkeit 

Mit unseren Administration Leistungen von der Beratung über Verkauf 

und Wiederverkauf bis zur Data über 

Versteigerungsmöglichkeiten stehen wir Ihnen gern zur 

Verfügung.

The Amazon Experience

👇

By Emad day

👈                     

👉

Amazon has 237 million dynamic 

clients. In the event that it were a country, it would 

the fourth-biggest on the planet. In the 

US, Amazon claims a 30% 

marketshare in web based business … not 

precisely a specialty market. 

To what in particular would we be able to ascribe Amazon's development? 

All things considered, they approach similar devices, 

individuals, programming and foundation as each 

other retailer. The appropriate response is basic, however 

streams down into everywhere of 

the business: Amazon is based on a culture of 

advancement. 

At Amazon, advancement is reared into each feature 

of the business, starting from the top. Here's a 

bit of Bezos' view on advancement from a 

2011 investor call: 

In the event that you design habitually and are 

willing to fall flat, then you won't ever get to 

where you truly need to 

bet everything organization. [Amazon 

Web Services] likewise began around six 

or then again seven years prior. We are planting 

more seeds at the present time, and it is as well 

ahead of schedule to discuss them, yet we are 

going to keep on sowing seeds. 

What's more, I can promise you that 

all that we accomplish won't work. Furthermore, I 

am rarely worried about that. We 

are obstinate on vision. We are 

adaptable on subtleties. 

Obstinate on Vision, Adaptable on 

Subtleties 

The reason for this guide isn't to commend 

Amazon. Rather, it's to analyze the commonsense 

ramifications of their advancement in real life, 

explicitly with their email promoting. 

In the normal promoting office, email 

showcasing depends intensely on limited time 

informing and bulletins. Coupons, deals 

furthermore, content shipped off huge arrangements of clients 

furthermore, possibilities, every so often divided by 

buy history is a one in million guess. 

It is not necessarily the case that extraordinary duplicate and solid 

suggestions to take action can't work – they frequently do – 

in any case, best case scenario, they are simply addressing a little 

level of the beneficiaries. 

Amazon adopts an altogether extraordinary strategy. 

Each email is customized utilizing each piece 

of data they have about their clients: on- 

site conduct, past buys, sum spent, 

area, age, sexual orientation, and so on 

Rather than pulling irregular models from our 

inbox to show you, we made another Amazon 

account, made a couple of buys and began 

gathering messages. What we discovered was truly 

fascinating, and truly amazing. Underneath, you'll 

discover the messages we got alongside the 

setting of their appearance (our conduct, 

buys, and so forth) It's an investigation in email-done- 

right and a format that other business can 

use send the correct messages, at the ideal time, 

without fail. 

The Amazon Email Experience 

The Amazon experience isn't delightful, it's 

practical. An organization like Apple contributes time 

in esthetics while an organization like Amazon 

puts time in effectiveness. The whole shopping 

experience is smoothed out start to finish. 

With regards to email, Amazon doesn't 

burn through any time with "impacts". They do, 

nonetheless, have formats that can be 

customized dependent on conduct. What's more, the 

longer you are a client, the more information they 

have. 

1 Greeting 

2 Receipt 

3 Delivery 

6 Bless your heart 

5 Welcome 

4 Upsell 

7 The shopping extravaganza following Thanksgiving 

8 Audit 

9 Perusing 

1 The Invite Email 

Since Amazon doesn't think a lot about me 

however, there isn't a huge load of personalization they 

can do. They offer a short outline of their 

administrations and show me where to track down a couple of key 

pieces of data about my record. The call 

to activity – that intense, yellow catch – is clear 

furthermore, unintimidating. 

The basic inquiry that gets 

asked in business is, the reason? That is a 

great inquiry, however a similarly legitimate 

question is, the reason not? 

It's significant that Amazon has incorporated a 

some data that isn't imperative to another client 

yet, could drive commitment, and 

therefore make more information. They lead with 

client assistance, then notice their best 

item, the Fuel, the accessibility of computerized 

content, plug their versatile application and connection to 

Twitter and Facebook. (Keep in mind, you can 

in reality make buys on Amazon by means of 

Twitter.) 

This email is value-based in nature however there's 

a lot more to it. Amazon has sent more 

than 200 million invite messages and, unmistakably, 

they have limited the duplicate and 

content that gets individuals utilizing their site 

also, making buys as quick as could be expected. The 

unobtrusive expansion of advertising to a value-based 

email is easy pickins. 

2 The Receipt 

Email receipts need only a certain something: utility. They 

are intended to pass on fundamental data 

about a buy that a client can keep 

for their records. 

Amazon makes receipts a stride further with 

some extra usefulness. Take, for 

model, the connections in this email. They are 

profound. Tapping the request number takes you 

straightforwardly to the request, where you can follow it, 

compose audits or purchase another one. (My canine 

adored this, I'll unquestionably be getting more.) 

We can stand to zero in on more modest 

also, more modest imperfections and take out 

them at their root. That decreases cost, 

since things simply work. 

Simply under the item name, there are connections to 

share on Facebook, Twitter and Pinterest. What's more, 

why not? It's impossible that an excessive number of clients 

do this yet when you send a huge number of receipts 

each year, Amazon can transform it's clients into 

salesmen. Social evidence is, obviously, one of 

the vital drivers of deals on Amazon. 

You'll additionally see that Amazon incorporates a connection 

named "Your Suggestions". This signs 

the start of information assortment. Clicking that 

connect takes me to a page of suggested 

items, made powerfully only for me. 

3 The Transportation Affirmation 

This email is almost indistinguishable from the receipt 

then again, actually the catch connects straightforwardly to the 

following data rather than the request 

receipt. 

No compelling reason to separate this email in something very similar 

detail we did above, yet we do have to inquire 

one inquiry: How viable must this email 

be if Amazon decides to send almost the 

same substance and suggestions to take action twice? 

4 The 'Thank You' Email 

"Much obliged for making a buy Amazon. Here 

are a lot of approaches to make parcels more 

buys, on each gadget and stage." 

That is basically what this email says yet 

Amazon makes a pleasant showing introducing it as a 

asset for new customers. How about we investigate 

at all the things they plug: 

Amazon Prime: Pay a yearly expense for 

two-day delivery and other enrollment 

benefits 

Amazon Portable Application: Shop from your 

cell phone 

Gold Box: Amazon's interpretation of Groupon. Get 

bargains on items, downloads and even 

occasions in your neighborhood. 

Buy in and Save: Buy in to any 

item (I do this with canine food) and 

Amazon will robotize the buy each 

month. 

Fuel: Read (and purchase) books 

Fire Tablets: Amazon's iPad rival, 

likewise stacked with approaches to make buys 

Amazon Fire television: Like Roku and 

Apple television, it permits clients to get to advanced 

content through their Superb enrollment 

Fire Telephone: Cell phone that accompanies 

a Great enrollment and upgraded 

Amazon client service 

Facebook: Keep awake to-date on bargains 

Twitter: Add things to your Amazon 

List of things to get with a hashtag 

The email is obviously limited time however I've been 

an Amazon client for quite a long time and wasn't 

mindful of every one of these things. It's truly valuable 

data. Not very numerous organizations 

welcome clients along these lines however in the event that you offer 

more than one help, why not present new 

people to the remainder of your business? 

5 The Greeting 

Maybe in light of the fact that I've made a buy inside 

only a couple long periods of pursuing another 

account, Amazon needs to strike while the iron 

is hot. In this email, they welcome me to join a 

site considered MyHabit.com that ministers bargains for 

attire and other design items. 

There are two things I find particularly 

intriguing about this email: 

1. There's a reasonable pattern 

Inside five days of opening the record, I 

made two buys. 

October 21: Open record 

October 23: Buy #1 

October 26: Buy #2 

October 31: Greeting to MyHabit.com 

My buying conduct is moving upward. 

They've needed to do next to no to allure me to 

purchase. They consider this to be a sign that I'm prepared to 

spend and are attempting to assembled a propensity for 

successive buying. 

We've had three major thoughts at Amazon 

that we've stayed with for a very long time, 

furthermore, they're the explanation we're 

effective: Put the client first. 

Create. What's more, show restraint. 

As indicated by Nir Eyal, creator of Snared, 

recurrence is the quickest method to assemble another 

propensity. 

In a new report at the College 

School London, analysts 

followed members as they 

endeavored to shape a propensity for flossing 

their teeth. As one of its discoveries, the 

study reasoned that the more 

often the new conduct 

happened, the more grounded the propensity. Like 

flossing, regular commitment with a 

site or application expands the 

probability of framing new propensities. 

Look at his post Getting Your Item Into 

the Propensity Zone for additional on this. 

2. There's segment information at work 

The email and the site includes men's attire 

what's more, photographs of men around my age. At the point when I 

click "Show Currently", I'm taken to the Men's 

page, not the landing page. This page too 

includes sharp-glancing folks in their late 20's. 

MyHabit.com is selling me a superior variant of 

myself, and they've constructed it straightforwardly into the 

email. 

Credit: Client Onboarding 

6 The Upsell Email 

Americans burned through $55 billion on their pets in 

2013. Normally, Amazon recognizes me as a 

pet proprietor because of my buy history 

what's more, expects that I will spend more 

cash on my canine. 

I love this email since it's so immediate. 

Basically, it saying "You realize you need stuff 

for your canine, you should save a few 

cash on it." 

We can't be in endurance mode. We 

must be in development mode. 

The striking, clear catch makes it clear what 

to do straightaway. Behind that catch is an ocean of pet 

supplies … everything from food and transporters 

to rope and toys. This is a case where 

it doesn't bode well for the beneficiary to 

invest a lot of energy in the email. The experience 

is behind the catch, the email simply needs to 

zero in on spu

ONLINE CUSTOMER BEHAVIOR

In the late 1990s online shoppers were mainly

well-educated, high-earning, twenty- to forty-

year-olds. By 2003 online shoppers

represented a broader demographic, with an

average age of forty-four years and an average

annual household income of $65,000. Of these

shoppers, 50 percent were female and 50

percent were college graduates. According to

a 2004 report from the U.S. Department of

Commerce, in 2003 searching for product/

service information was the second most

popular online activity after e-mailing or

instant messaging and 77 percent of U.S.

Internet users age fifteen and older shopped

online. E-customers researched products and

services that they were considering for

purchase online. Their final purchases,

however, may not have been made online.

Several reasons are behind the reluctance to

purchase online. Studies published in 2003

and 2004 reported that 25 percent of e-

commerce sites do not display a phone

number clearly on the customer service page;

49 percent of online shoppers could not

readily find the answers to a question; and 88

percent of shoppers abandoned their online

shopping carts before reaching the checkout.

The Yankee Group, a Boston-based research

firm, indicated that up to the first quarter of

2003, the average conversion rate from

shopping in brick-and-mortar stores to buying

on e-commerce sites was just 10 percent.

E-customers' most serious concern is security

and privacy, followed by price, delivery cost,

return policy, customer service, site design,

navigation, one-click shopping, and

personalization. E-marketers must assure

customers that their sites use cybercrime-

proof systems to protect ecustomer

information and clearly display the security/

privacy statement on their sites. Competitive

prices, discounts, e-coupons, free delivery, and

standard return policies motivate initial online

purchases and repeat purchases.

Nevertheless, requiring too many mouse clicks

for navigating on a site, a lack of easily

accessible help, technical difficulties, and

requesting too much customer information for

purchasing goods often causes shoppers to

abandon their online shopping carts before

reaching the checkout.

Investing even very small amounts can reap big rewards. Here are 7 ways you can start investing with little money today.

For some individuals, "investing" evokes 

pictures of men in suits, observing the trading of 

a huge number of dollars on a stock ticker. 

I'm here to advise you: You don't should be the Wolf 

of Money Road to start investing. It's OK in case you're 

to a greater degree a mouse of Central avenue. Even on the off chance that you as it were 

have a couple of dollars to spare, your money will develop 

with accumulate interest. 

The way to building abundance is growing acceptable 

propensities—like consistently taking care of money every 

month. Trade out the barista-made cappuccinos for 

espresso at home and you could as of now be saving 

more than $50 per month. 

When you have a little money to play with, you can 

start to contribute. 

In 2020, you can get a date, a ride or a pizza with 

the swipe of a cell phone screen. Investing is no 

unique. On the off chance that you can mechanize your bills, why not 

your speculations? It's comparably simple. 

With a robo-counsel or bank account, you can 

bring in your money work while you play. With a stock 

exchanging application, you can play with a little money and 

learn significant investing exercises simultaneously. 

Very much like Halloween ensembles, investing comes in 

various structures. It shouldn't be a startling word. 

With such countless various alternatives, investing for 

novices is less difficult and more clear than 

ever previously. 

Before long you'll perceive how addictive developing your money 

can be. 

Here are seven basic ways to arrive: 

1. Attempt the treat container approach 

Setting aside cash and investing it are intently 

associated. To put away money, you initially have 

to save some up. That will take significantly less time than 

you think, and you can do it in very small advances. 

On the off chance that you've never been a saver, you can start by 

taking care of just $10 each week. That may not 

appear to be a great deal, yet throughout a year, it 

comes to more than $500. 

Take a stab at putting $10 into an envelope, shoebox, a small 

safe, or even that unbelievable bank of first hotel, the 

treat container. Despite the fact that this may sound senseless, it's regularly a 

important initial step. Find yourself mixed up with the propensity for 

living on a little piece short of what you acquire, and stash 

the reserve funds away in a protected spot. 

What might be compared to the treat container is 

the online bank account ; it's different from your 

financial records. The money can be withdrawn in 

two business days in the event that you need it, however it's not connected 

to your check card. At that point when the reserve is enormous 

enough, you can take it out and move it into a few 

real speculation vehicles. 

Start with small amounts of money, and afterward 

increment as you get more alright with the 

measure. It very well might involve choosing not to go 

to McDonald's or passing on the films, and 

placing that money into the treat container all things being equal. 

Toll presently offers a solid 0.50% APY for their 

online bank account. There is no base 

store required and the yield is procured on all 

balances (no base equilibrium required). 

Toll is additionally a top decision for your reserve funds 

since they incorporate a flock of different highlights that 

truly center around the individual saver. 

38,000 charge free ATM's 

Spot Me highlight that implies you will not be 

charged an overdraft expense on the off chance that you overdraw your 

balance 

Direct store that gets you paid 2 days quicker 

What's more, on the off chance that you need a little lift to start saving while 

acquiring your APY, Ring can gather together your 

buys to the nearest $1 to help you save quicker 

also, acquire quicker. 

With Desire Besides, your advantage knocks up to 

1.00% APY (Variable). You'll pay $15 per month for 

this alternative, however, or $12.50 every month on the off chance that you pay 

yearly. Goal likewise has a pick your own 

month to month charge model that has every one of the fundamental highlights 

yet, doesn't offer interest on your investment funds. 

A couple of different highlights that make Desire a 

key approach to start setting aside cash. 

Burn through $1,000 in the initial 60 days and procure a 

$100 welcome reward with Desire's 

Standard's no interest Spend and Save account. 

Or then again acquire $150 when you burn through $1,000 in the first 

60 days on the off chance that you have Yearning In addition to. 

Everyday money back, including up to 0.5% back 

at well known retailers like Walmart, Target, and 

CVS. Up to 10% money back at Cognizant 

Alliance individuals. 

Charge free ATM use at 55,000 areas 

around the world. In addition individuals get one out-of- 

network ATM charge repaid every month. 

Join the money you save money on charges with your 

money back and you have a little additional that you can 

put toward your speculations every month. Best of 

all, Goal is intensely centered around making the 

world a little better. With every empowered swipe of 

your charge card, Yearning puts money toward 

reforestation projects. You'll likewise bring in more money 

back by shopping with reason driven brands like 

TOMS and Warby Parker. 

In case you're searching for programmed investment funds with 

planning worked in, Enable is another extraordinary choice. 

You'll get 0.20% APY* with your Enable Revenue 

Financial records. Yet, you'll likewise get a smooth 

Programmed Investment funds include. Basically tell Engage 

your investment funds objectives, and Enable will naturally 

move small amounts of money over to investment funds, 

without you making the slightest effort. 

Notwithstanding Programmed Investment funds, Enable offers a 

scarcely any different highlights that will assist you with dealing with your 

money. 

Enable AutoSave will naturally change 

the sum being moved to investment funds based 

on your costs and record adjusts. Thus, 

at the point when your costs are higher, Enable will 

naturally save less. 

Solicitation a no-premium Loan of up to 

$250¹ when you need a little additional money. No 

credit check is required, and there's no late 

installment expenses. 

Planning instruments and proposals help 

you escape obligation and stay there. 

Pair these highlights with Enable Spend Trackers 

that help you ensure you're not overspending in 

your preferred classifications, and Enable truly 

turns into your all inclusive resource for dealing with your 

money. 

2. Let a robo-counselor contribute your 

money for you 

Robo-guides entered the investing scene about a 

decade prior and make investing as straightforward and 

available as could really be expected. You needn't bother with any earlier 

investing experience, as robo-counselors take all of 

the mystery out of investing. 

Robo-counsels work by asking a couple of straightforward 

inquiries to decide your objective and hazard resilience 

and afterward investing your money in an exceptionally 

broadened ease arrangement of stocks and bonds. 

Robo-counsels at that point use calculations to consistently 

rebalance your portfolio and upgrade it for charges. 

There's no simpler method to begin in long haul 

investing. Most robo-counselors require just $500 or 

less to start investing and charge very unassuming expenses 

in light of the size of your record. All offer 

mechanized investing intends to assist you with becoming your 

balance. 

In the event that there's any disadvantage to Robo-consultants it's expense. 

Robo-counsels charge a yearly expense equivalent to a 

small level of your equilibrium. The business 

normal is about 0.25%. In this way, in the event that you contribute $10,000, 

you'll pay $25 every year. That is not a ton of money, however 

it starts to add up in the event that you accumulate many 

a huge number of dollars. 

It's imperative to take note of that robo-consultants charges are on 

top of the expenses charged by the trade exchanged 

reserves (ETFs) that robo-counsels purchase to make up 

your portfolio. You can try not to pay the robo- 

consultant charges by building your own arrangement of ETFs 

or on the other hand shared assets. For by far most of financial backers, 

nonetheless, that is a ton of extra work and 

obligation. 

The main concern? Robo-consultants are modest and well 

great. 

Wealthfront 

A robo-consultant that I energetically prescribe to first-time 

financial backers is Wealthfront . Their expenses are sensible 

at 0.25%, however the kicker is that you can get your 

first $5,000 oversaw free (explicit to MU30 

perusers). 

So in case you're hoping to start investing with little 

money, Wealthfront could be the best approach. You 

will require $500 to begin however with 

Wealthfront so remember that. 

Visit Wealthfront 

M1 Account 

On the off chance that you don't have that $500 starting surplus, there 

are as yet extraordinary alternatives for you in the Robo-exhorting 

space. M1 Money charges no commissions or 

the board charges, and their base starting 

total is simply $100. 

You can look over one of their pre-made 

enhanced portfolios or redo your own by 

buying stocks and ETFs through their 

stage. The UI is excessively simple to utilize. 

Visit M1 Money 

Advancement 

In case you're starting out with under $100, you may 

need to think about Advancement, which has no 

least starting equilibrium at all. As it M1's, 

likewise incredible for novices as it gives a super 

basic stage and an issue free way to deal with 

investing. 

Visit Improvement 

3. Start investing in the stock 

market with little money 

With regards to investing in the securities exchange , 

cost is regularly the obstruction to passage. It takes money to 

bring in money, correct? 

Not any longer. The web has made it simple for 

buyers to begin with very little forthright 

money. That implies you can place a couple of dollars in to 

acquaint yourself with investing prior to making a 

bigger responsibility. It's an extraordinary method to find out about 

investing while at the same time putting very little money in danger. 

Today, there are expanding quantities of choices that 

have swung open ways to another age of 

financial backers – allowing you to begin with as little as 

$1 and charges no exchange commissions. 

Previously, stockbrokers charged commissions of 

a few dollars every time you purchased or sold stock. 

That made it cost-restrictive to put resources into even a 

single stock with under hundreds or thousands 

of dollars. Indeed, $0 commissions across comp 

have been so fruitful they've disturbed the 

whole investing industry and constrained all the major 

agents – from ETrade to Devotion – to go with the same pattern 

also, drop exchanging commissions. 

Also the capacity to put resources into organizations with 

fragmentary/fractional shares is a finished game- 

transformer with investing. With partial shares, it 

implies you can enhance your portfolio even more 

while setting aside cash. Rather than investing in a full 

share, you can purchase a small amount of a share. In the event that you 

w

If you want a shot at becoming wealthy, you need to do more than simply earn money.

You might be contemplating internally – this isn't the 

time to discuss investing. 

You're freezing about your work, that contention with 

your closest companion, your feline acting significantly more 

abnormally than expected – and don't get me going 

on your affection life. 

However, there's Horrible chance to discuss 

investing. At last, you must be focused 

enough to clutch the money you procure – to then 

make the following stride in figuring out how to make your 

money grow. 

What's more, the most ideal way to grow your money is by learning 

how to invest. 

It's pretty much as basic as that. 

At the point when you become an investor, you'll be utilizing 

your money to gain things that offer the potential 

for beneficial returns through at least one of the 

following: 

As you figure out how to turn into an investor, you will start 

to commit your restricted assets to the things with 

the biggest potential for returns. That might be 

squaring away obligation, returning to class, or fixing 

up a two-family house. 

Obviously, it might likewise mean purchasing stocks and 

securities, or if nothing else common assets or trade exchanged 

reserves. 

On account of advances in innovation, you can begin to 

invest with just $5 every month and a 

smartphone. We must assistance you sift through the 

clamor, get familiar with the nuts and bolts, and make wise investment 

choices from the beginning. 

Without any expenses on accounts with low adjusts and 

simple automatic investing, Wealthfront is our top 

pick for the best all-around investment account. In the event that 

you need to get familiar with them, read our 

Wealthfront survey . 

So here are the rudiments of how to invest — carefully. 

Why you ought to invest 

Investing permits you to essentially grow 

your money over the long run because of the influence 

of compound returns. 

Compounding can be known as the Eight Miracle of 

the World. Because of the force of compounding, a 

single penny could grow into a huge number of dollars, 

given sufficient opportunity. You may not live that long, but rather 

think about the accompanying models. 

Let's assume you begin investing when you're 

16… 

As ridiculous as it might sound to begin investing 

that youthful, say you got a little legacy and you 

chosen to invest it — in the event that you put $5,000 in an 

account with a loan fee of 7% and contribute 

an extra $200 every month, following 30 years you'll have a 

minimal more than $284,000. 

Utilizing a more sensible model, say 

you begin investing when you're 22, 

just after graduation… 

You begin simply putting $50 per month into your 

401k, with a half organization match. 

In the event that you raise commitments by a similar sum as 

any salary increases, you'll have more than $1 million by 

age 65. That expects yearly raises of 3.5% and 

a 8.5% profit from 401(k) investments. 

While there are numerous factors to consider – a basic 

model like this shows the force of 

accumulate interest if everything goes right. 

So in the event that you need to begin saving now, you could even 

have an entire year's compensation saved when you're 

30… Investigate the outline beneath to perceive how. 

When would it be a good idea for you to invest? 

Since you know why you ought to invest, how 

about when to invest? 

The response to that is quite basic. The perfect time 

is presently . 

Investing sounds more scary than it is. Indeed, 

there's always a likely danger for misfortune, however there's 

a considerably greater potential for genuine increase. 

Doing anything interestingly can be alarming, 

particularly when it includes your well deserved money. 

In any case, here's some guidance for first-time investors. 

Investing interestingly 

Investing resembles religion—individuals have some solid 

suppositions and may even have a place with one of numerous 

factions or ways of thinking. Here are a not many that 

ring a bell: 

On the off chance that you as of now have a place firmly with one of the abovementioned 

camps, you may not discover the investing assets on 

Money Under 30 valuable. Assuming, however, you have an 

receptive outlook and are keen on learning basic 

methodologies for effective long lasting investing — 

with no tricks—then read on. 

In case you're vacillating about where and when you 

ought to invest, make sure you're exploiting 

ensured loan costs. High return online reserve funds 

accounts are at present presenting to 1% with FDIC 

protection (which implies your money is safeguarded by 

the national government). 

Toll 

Toll offers a strong financing cost – 0.50% APY and 

with no base equilibrium required, no month to month charges 

or on the other hand unfamiliar exchange expenses, and you'll get charge free 

overdraft up to $100. Also on the off chance that you pursue direct 

store, you'll get your check as long as two days 

early; Ring has become a gamechanger in the 

monetary space. 

Hazard versus reward 

It's actual: Investing includes hazard. We've all heard 

stories about investors who lost portion of their 

fortunes in the Economic crisis of the early 20s or considerably more 

as of late in the Incomparable Downturn. We've found out about 

the Bernie Madoffs of the world and investors who 

lost everything to a trick. In spite of the fact that you can never 

wipe out hazard completely, you can fundamentally decrease 

hazard on the off chance that you invest admirably. 

The incredible thing about investing youthful, is you're 

likely investing in longer-term investments—like 

your retirement account. These investments are 

safer than convenient solution stock exchanging by individuals 

who truly don't comprehend what they're doing. 

While investing can be hazardous, it's ideal to simply bargain 

with that hazard, in light of the fact that not investing can cost you a 

parcel more money than losing a minimal expenditure on a terrible 

investment. 

We discussed build interest above, and the 

key principle to that is — the sooner you begin to save the 

more your money will procure after some time. There's a major 

contrast between somebody who began investing 

at 25 versus 35. You could be passing up 

a huge number of dollars in the event that you begin saving 

afterward. 

Understand more: In the event that You Actually Don't Trust In The Force 

Of Accumulated dividends, You Need To See This 

What do you invest in? 

Our way of thinking is to keep 

investing as basic as could really be expected 

Make expansive enhancement through a blend of low- 

cost common assets and ETFs, while keeping it fun by 

holding singular stocks with up to 10% of 

your resources. 

The main factor in being a fruitful 

investor isn't the stocks and subsidizes you pick. 

Effective investing relies upon: 

Picking legitimate resource assignment – the in general 

blend of bonds, stocks, and money you hold in your 

portfolio. 

Making and staying with an automatic 

investment plan – this way you try not to make 

horrible, inwardly charged choices – like 

selling at the bottom of a market slump. 

The investing data on Money Under 30 

scarcely starts to expose all the information 

out there about investing, however that is alright. We're definitely not 

attempting to prepare the following class of flexible investments 

ages to such an extent as give the normal individual 

enough information and certainty to start 

investing all alone. 

Shared assets 

A common asset is a kind of expertly oversaw 

investment that pools your money with other 

investors. The asset's directors then utilize the pooled 

money to purchase protections for the bunch. 

It's ideal to begin investing in shared assets or 

trade exchange reserves rather than singular stocks 

also, bonds until you consider making the plunge. These sorts 

of assets empower you to invest in a wide arrangement of 

stocks and bonds in a single exchange rather than 

exchanging them all yourself. 

They're not just more secure investments (since they're 

broadened), however it's frequently undeniably more affordable to 

invest thusly. You'll either pay only one exchanging 

commission or nothing by any stretch of the imagination (in the occasion you purchase 

a common asset straightforwardly from the asset organization), as 

gone against to paying exchanging commissions to purchase a 

at least dozen unique stocks. 

Albeit common assets can be bought through 

any investment fund , you'll get a good deal on exchange 

commissions by purchasing reserves straightforwardly through a 

common asset organization like E*TRADE or You Invest . 

Bonds 

Whether it's corporate, civil or depository, securities 

are an incredible way to use your investment against 

the accomplishment of other elements. Bonds are an obligation 

security which raise capital for others. They 

account new organizations, nearby ventures and even 

the US Government. While no investment is hazard 

free, government bonds (T-Bonds) are just about as 

close as you can get. 

You may likewise need to consider investing in 

Commendable Bonds . Commendable Bonds are $10 each, and 

offer a fixed pace of return of 5%. Each bond has a 

three year term and interest is paid week by week. Money in 

the bond any-time you'd like (even before development) 

furthermore, you'll never take care of a punishment. 

The money you invest in Commendable Securities is utilized to 

reserve American organizations and Commendable is extremely particular 

about which organizations to loan to. They as it were 

invest in organizations whose fluid resources far surpass 

the measure of the advance; making the danger low for a 

astounding 5% return. 

Authorize and non-certify investors are 

welcome and you can purchase as numerous $10 bonds as 

you'd like. 

Robo-consultants 

In the event that you are attempting to truly begin as a first-time 

investor, one alternative for you is to go the robo- 

consultant course. The most effortless way to comprehend the 

stray pieces of robo-consultants is that they are 

monetary consultants that utilization calculations to give 

you with the absolute best counsel about monetary 

investments. 

Robo-counsels are very well known now 

since they make investing available for 

everybody. These simple to-utilize applications are more 

helpful, more moderate, and they have lower 

investment essentials than standard monetary 

counsels. 

Furthermore there's no investment representative and the expenses are 

lower when contrasted with conventional administration 

firms. 

There are a lot of incredible robo-consultants out there, 

be that as it may, as is valid with totally everything, only one out of every odd 

robo-counselor is ideal for each investor. 

So we've assembled a rundown of our most loved robo- 

counselors and who they're ideal for. 

Advancement 

With Improvement , there is no underlying investment that 

you need to open up a record. There is an 

yearly expense that is generally low when looking at 

loot guide charges in general; the administration of your 

e

Cybersecurity requirements provide new opportunity for CPAs

CPAs have a new opportunity to 

go about as outsider assessors of the 

cybersecurity development of U.S. 

guard project workers as they work 

to consent to new guidelines 

that have been made to battle 

cyberthreats. 

CPAs at present giving Framework 

furthermore, Association Controls (SOC) 

administrations, cybersecurity or IT 

security administrations, or outsider 

appraisal administrations for other 

associations (like HiTrust or 

FedRamp) may have what it takes and 

capabilities to perform this 

work, which may offer gigantic 

openings for income development. 

Offering these types of assistance too 

fortifies CPAs' 

proficient standing as quality 

providers of cybersecurity and IT 

security administrations. 

Under requirements gave by the Workplace of the 

Undersecretary for Procurement and Sustainment inside the 

Branch of Safeguard, by monetary year 2026 the 300,000 

prime project workers and subcontractors (guard 

project workers) that make up the Protection Mechanical Base will 

be needed to exhibit consistence with Cybersecurity 

Development Model Accreditation (CMMC) rehearses and 

arrangements. 

The CMMC accreditation model is intended to provide 

confirmation that a worker for hire is prepared to protect 

information in a way proportionate with the 

intricacy of the project worker's work with the Office 

of Safeguard. Protection workers for hire will likewise be needed to 

acquire a CMMC affirmation from an authorize third- 

party assessor. 

There are various manners by which CPAs and firms can 

become associated with the CMMC affirmation program: 

Singular CPAs can become credentialed to serve 

as free outsider assessors. 

CPA firms can likewise turn out to be outsider assessor 

associations (C3PAOs), which are associations 

authorize to deal with the evaluation cycle, 

plan appraisals, and recruit and train confirmed 

assessors and guaranteed specialists. (A business 

can't get appraisal and counseling administrations 

from a similar C3PAO.) 

A CPA firm can choose to turn into an Enlisted 

Provider Association (RPO), and an individual CPA can 

choose for become an Enrolled Specialist (RP). RPOs 

what's more, RPs provide counsel, counseling, and 

suggestions to their customers. They are the 

"implementers" and specialists however don't direct 

guaranteed evaluations. Or maybe, those projects were 

intended for CPAs and firms that might want to fill in as 

consultants to the Safeguard Modern Base. RPs are 

needed to finish essential preparing on the CMMC 

structure. 

While thinking about whether to turn into a C3PAO or RPO, 

firms ought to decide whether they include customers inside the 

Safeguard Mechanical Base. In the event that any of your present customers are 

protection workers for hire, and you choose to apply to turn into a 

C3PAO or RPO, applications might be finished at 

cmmcab.org . 

As well as finishing the application and paying the 

application charges, CPAs and firms will be needed to, 

in addition to other things, pass personal investigations, sign 

concurrences with the body giving accreditation, and 

acquire a degree of CMMC accreditation themselves. 

Contingent upon the degree of inclusion, a CPA firm needs to 

plan likewise to guarantee it acquires the ideal 

accreditation before it starts giving CMMC administrations to 

its customers. For instance, albeit turning into a RPO takes 

a couple of months, turning into a C3PAO takes a lot 

longer. One justification that will be that getting ready for and 

getting firm CMMC certificate could undoubtedly take six to 

a year. 

The AICPA Affirmation Administrations Chief Panel 

trusts it is in the public interest for CPAs to perform 

outsider evaluations, for example, those that are newly 

expected of guard workers for hire. An as of late gave AICPA 

specialized inquiry and answer (TQA) provides direction to 

CPAs on the expert guidelines that they may have to 

follow to perform such outsider appraisals. 

The TQA explains that AICPA individuals can perform third- 

party evaluation commitment by following the 

requirements or guidelines in the outsider evaluation 

program and the AICPA Code of Expert Direct . 

More information on arising affirmation and warning 

openings for CPAs is accessible on the AICPA site . 

— Troy Fine , CPA/CITP, is ranking director, hazard warning 

administrations, for Schneider Downs in Pittsburgh and is a CMMC 

temporary assessor. Ken Tysiac is the JofA 's publication 

chief. To remark on this article or to recommend a thought 

for another article, get in touch with him at Kenneth.Tysiac@aicpa- 

cima.com .

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عادة ما يبدأ عنوان موقع التسوق الآمن بhttps بدلا من http وإضافة الحرف s يعني secure أمن ويتم وضع رمز الغفل بجانب شريط أو في أسفل إطار المستعرض. 

1. تأكد ان الموقع الزي تود الشراء منه يحتوي على جميع الاتصال بالشركة، مقدمة مثل ارقام الهواتف وعنوان الشراء.

كيفية إختراق الهواتف الذكية عبر البلوتوث

يتم اختراق الهاتف عن طريق البلوتوث عبرثلاثة طرق ١/عن طريق البلوجاكيغ ٢/عن طريق بلو اسنارفنغ ٣/بلو بوور

بلوجاكينغ هي اخف واحدة فيهم واخف ضرر وأكثرها انتشار خصوصا بالنسبة للناس بتعتمد على إرسال رسائل في مخاطع أو صور اباحية وفيديوهات اباحية واشياء تذعج وتازي الشعور العام. بلو اسنارفنغ هي من أخطر الهجمات وأشدها ضررا، لانها بتستهدف البيانات الخاصة الموجودة على الهاتف المحمول أو اللاب توب، عبر الإيميل وسرقة كلمات السر الخاصة بك والبيانات الشخصية الموجودة على جهازك وهي بتستهدف الضحية على مسافة ٣٠ مترا تقريبا. بلو بوور:وهي من أشد التقنيات الحديثة وذكاء لديها القدرة الوصول الى هاتف الضحية بدون ما يعرف شي بأن هناك من يراقبه عن طريق مكالماته ورسائله، وممكن المهاجم يرسل برمجيات خبيثة ويعزي اي جهاز فاتح بلوتوث وممكن تستهدف أفراد وشركات كبرى، وهي متخصصة فى التجسس الالكتروني وبتسحب البيانات ونشر فيروسات.